MSME Loans for
Small Business Growth

Flexible funding solutions for micro, small and medium enterprises to support working capital and expansion needs.

Working Capital Loan from DigitLoan

At DigitLoan, we understand that smooth day-to-day operations are essential for business success. A Working Capital Loan provides timely financial support to manage operational expenses, maintain liquidity, and ensure uninterrupted business activities without cash flow stress.

What is a Working Capital Loan?

A Working Capital Loan is designed to meet short-term business funding needs. It can be used for purchasing raw materials, paying suppliers, managing salaries, covering rent and utility expenses, handling receivables, or meeting seasonal demand fluctuations. This loan is ideal for MSMEs, traders, manufacturers, and service-based businesses that require steady cash flow to operate efficiently.

Why Choose DigitLoan for Working Capital Financing?

DigitLoan works with leading banks and NBFCs to offer working capital loans with competitive interest rates, flexible repayment options, and quick approvals. Our experts assess your business cash cycle and financial profile to recommend the most suitable funding solution, ensuring minimal documentation and transparent terms for hassle-free access to funds.

Keep Your Business Running Without Interruptions

With DigitLoan, cash flow gaps no longer slow your business down. We act as your trusted financial partner, helping you maintain liquidity, meet commitments on time, and focus on growth. If efficient working capital management is critical to your operations, DigitLoan is here to support your business every step of the way.

CGTMSE Loan from DigitLoan

At DigitLoan, we support MSMEs and startups with easy access to credit even without collateral. A CGTMSE Loan (Credit Guarantee Fund Trust for Micro and Small Enterprises) enables eligible businesses to secure funding without pledging assets, helping them grow with confidence and stability.

What is a CGTMSE Loan?

A CGTMSE Loan is a government-backed credit facility designed for micro and small enterprises, where the loan is covered under a credit guarantee instead of collateral. The loan can be used for business expansion, working capital, equipment purchase, or operational needs. This scheme is ideal for startups, first-time entrepreneurs, and MSMEs looking for unsecured business funding.

Why Choose DigitLoan for CGTMSE Loans?

DigitLoan works closely with leading banks and NBFCs offering CGTMSE-backed loans with competitive interest rates, flexible repayment tenures, and simplified documentation. Our experts guide you through eligibility assessment, scheme compliance, application filing, and approval, ensuring a smooth and transparent loan process with higher approval success.

Grow Your Business Without Collateral

With DigitLoan, lack of collateral does not limit your business growth. We act as your trusted financial partner, helping you access government-supported funding with ease. If you are an MSME or startup seeking unsecured business finance, DigitLoan’s CGTMSE Loan is the smart way to move forward.

Stand-Up India Scheme with DigitLoan

At DigitLoan, we actively support inclusive entrepreneurship and economic empowerment. The Stand-Up India Scheme is a Government of India initiative designed to promote entrepreneurship among women and SC/ST individuals by providing access to bank loans for starting greenfield enterprises.

What is the Stand-Up India Scheme?

The Stand-Up India Scheme offers bank loans ranging from ₹10 lakhs to ₹1 crore to eligible women entrepreneurs and SC/ST borrowers for setting up new manufacturing, service, or trading enterprises. These loans can be used for purchasing machinery, equipment, working capital, or setting up business infrastructure. DigitLoan simplifies the entire process by guiding applicants through eligibility checks, documentation, and approvals.

Why Choose DigitLoan for Stand-Up India Loans?

DigitLoan works closely with banks implementing the Stand-Up India Scheme to ensure smooth and transparent loan processing. Our experts assist with project report preparation, eligibility assessment, documentation, margin money planning, and lender coordination. We help applicants maximize approval chances while ensuring clarity on repayment terms and scheme benefits.

Empower Your Entrepreneurial Journey

With DigitLoan, government-backed entrepreneurship becomes accessible and achievable. We act as your trusted financial partner, helping you transform business ideas into sustainable enterprises. If you are eligible under the Stand-Up India Scheme, DigitLoan is here to support your journey toward self-reliance and long-term success.

PMEGP Loan from DigitLoan

At DigitLoan, we support aspiring entrepreneurs and small business owners in turning their ideas into successful enterprises. A PMEGP Loan (Prime Minister’s Employment Generation Programme) is a government-backed scheme that provides financial assistance with subsidy benefits to promote self-employment and new business ventures.

What is a PMEGP Loan?

A PMEGP Loan is designed to help individuals, first-time entrepreneurs, and micro enterprises start or expand manufacturing, service, or trading businesses. The loan comes with attractive government subsidies, reducing the overall repayment burden. It can be used for purchasing machinery, equipment, setting up infrastructure, or meeting initial working capital needs. DigitLoan helps simplify the entire PMEGP process for eligible applicants.

Why Choose DigitLoan for PMEGP Loans?

DigitLoan works closely with banks and implementing agencies to offer PMEGP loans with proper guidance and transparent processing. Our experts assist with project report preparation, eligibility verification, documentation, subsidy mapping, and loan approvals. We ensure faster processing and higher success rates while helping applicants fully benefit from the government subsidy scheme.

Start Your Business with Government Support

With DigitLoan, starting your own business becomes easier and more achievable. We act as your trusted financial partner, guiding you from idea to execution with confidence and clarity. If entrepreneurship is your goal, DigitLoan’s PMEGP Loan is the right step toward building a sustainable and successful future.

Machinery Financing from DigitLoan

At DigitLoan, we understand that modern machinery is the backbone of productivity, efficiency, and business growth. Machinery Financing helps businesses acquire new or upgraded machinery without blocking working capital, enabling smoother operations and faster expansion.

What is Machinery Financing?

Machinery Financing is a loan facility designed to fund the purchase of industrial, manufacturing, construction, medical, agricultural, or commercial machinery. The loan can be used to buy new machinery, replace outdated equipment, or upgrade technology to improve output and quality. DigitLoan helps businesses access the best machinery finance options from leading banks and NBFCs with ease.

Why Choose DigitLoan for Machinery Financing?

DigitLoan partners with trusted financial institutions to offer machinery loans with competitive interest rates, flexible repayment tenures, and quick approvals. Our experts assess your business needs, machinery type, and cash flow to recommend the most suitable financing structure with minimal documentation and transparent terms, ensuring affordable EMIs and maximum return on investment.

Power Your Business with the Right Machinery

With DigitLoan, investing in machinery becomes simple and stress-free. We act as your trusted financial partner, helping you modernize operations and scale your business efficiently. If upgrading or purchasing machinery is essential for your growth, DigitLoan is here to support you at every stage.

MSME Loan Benefits

Working Capital Support

Manage cash flow smoothly

Quick Disbursal

Fast approvals for eligible businesses

Minimal Documentation

Simple paperwork for MSMEs

Eligibility Criteria

MSME Loan EMI Calculator